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Texas lawmakers put limits on cities’ plans to enact progressive insurance policies. Some need to go additional.

June 6, 2026
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Night settles on downtown San Antonio.
Night time settles on downtown San Antonio. Credit score: Wikimedia Commons / Katie Haugland Bowen

Confusion surrounds a sweeping regulation aimed toward stopping Texas cities from adopting progressive insurance policies three years after state lawmakers handed it, supporters and critics stated Thursday.

The 2023 regulation, often called the “Demise Star” invoice, made it unlawful for cities and counties to enact native ordinances that go additional than sure broad areas of state regulation. Texas Republicans together with Gov. Greg Abbott and enterprise teams lengthy argued the regulation was wanted to undo a “patchwork” of native guidelines they stated made it exhausting to do enterprise in Texas and to rein in progressive insurance policies in city cities. Critics together with native officers argued the regulation was overly broad and imprecise whereas wiping out key protections like water breaks for development employees, payday lending ordinances and noise laws.

Right this moment, it stays unclear simply what native guidelines and laws are out-of-bounds underneath the regulation, supporters and detractors informed members of the Texas Home Joint Committee on Authorities Oversight Thursday. Nonetheless, the regulation has had a chilling impact on cities, who may not pursue sure ordinances for concern that they might draw a lawsuit. On the identical time, the regulation’s proponents fear that cities aren’t proactively hanging ordinances from its books that might violate the regulation — and that exterior of particular person lawsuits introduced by residents, there’s no approach to verify they’re following the regulation.

Some Republican lawmakers within the listening to floated enhancing the regulation to carry cities extra accountable, together with giving the legal professional common extra energy to go after the regulation’s violators — an concept that died when legislators met final yr.

James Quintero, coverage director on the conservative Texas Public Coverage Basis’s Taxpayer Safety Venture, informed lawmakers he requested a number of cities and counties what steps that they had taken to adjust to the regulation. These cities and counties “got here again and successfully implied that that they had finished nothing,” he stated.

“Typically the Legislature can move a regulation, but it surely doesn’t essentially translate into native motion,” Quintero stated. “We don’t essentially see cities and counties executing the regulation faithfully.”

Critics of the regulation argued there’s no proof localities have brazenly violated the regulation. In reality, the regulation has had a chilling impact on cities, stated Invoice Longley, common counsel for the Texas Municipal League, a lobbying group that represents a majority of the state’s 1,200-plus cities. Some cities have modified or repealed ordinances, like ordinances that regulate automotive towing, to keep away from pricey authorized fights, he stated, whereas cities have sought to carefully vet newly proposed ordinances to verify they’re not working afoul of the regulation. However given the regulation’s broad scope, cities could somewhat not move new ordinances to handle pressing issues somewhat than threat a lawsuit.

“It appears like there could also be some frustration that cities haven’t simply jumped in and began repealing ordinances left and proper, however we’re speaking about a typical that I believe just isn’t fully clear,” Longley stated.

Including to the confusion is a specific amount of authorized limbo. The regulation is in impact, however a authorized struggle initiated by Houston, El Paso and San Antonio difficult the regulation’s constitutionality hasn’t been settled. In the meantime, a gaggle of Dallas residents have sued that metropolis to power it to repeal dozens of ordinances, together with a slew of LGTBQ+ protections, that they allege violate the regulation. The end result of that case is pending earlier than the fifteenth Court docket of Appeals.

“Why ought to they do a very good religion effort to observe a regulation they imagine is unconstitutional?” stated state Rep. Erin Zwiener, D-Driftwood.

The regulation depends on personal residents to convey lawsuits, which might get tied up for years in appeals. State Rep. Mitch Little, R-Lewisville, floated the thought of permitting the Texas Lawyer Common to sue cities in the event that they discover proof that implies cities aren’t following the regulation — and fast-track these fits by way of the appeals course of to reach at a fast ruling. Residents and companies, he famous, usually don’t have the cash to pay for lengthy authorized battles.

“I can’t think about a automotive mechanic or an auto store deciding that it was a very good use of its capital to sue the town of Dallas over an ordinance,” Little stated.

Lawmakers tossed round different concepts, like requiring cities to audit their ordinances to verify they’re following the regulation or issuing monetary penalties to cities and counties that violate it. Quintero famous a brand new state regulation that freezes cities’ property taxes in the event that they don’t observe monetary necessities set by the state as a possible mannequin. Democratic lawmakers on the panel pushed again, arguing that cities and counties in the end move on these penalties to taxpayers.

The regulation is seen because the high-water mark in a years-long push by GOP state lawmakers to curb the rulemaking authority of the state’s city areas, which frequently lean liberal.

State Rep. Richard Peña Raymond, D-Laredo, stated he supported the regulation partially as a result of few folks vote in municipal elections, and it is smart for state lawmakers, elected in increased turnout elections, to appropriate any perceived overreach. However he was skeptical that cities have been brazenly violating the regulation.

Others argued that the state’s cities have numerous wants particular to their communities and shouldn’t be barred from assembly these wants.

“Why also have a metropolis council?” stated state Rep. Armando Walle, D-Houston. “Why also have a mayor if Austin goes to be the one which dictates what you do and may’t do?”

Disclosure: Texas Municipal League and Texas Public Coverage Basis have been monetary supporters of The Texas Tribune, a nonprofit, nonpartisan information group that’s funded partially by donations from members, foundations and company sponsors. Monetary supporters play no function within the Tribune’s journalism. Discover a full checklist of them right here.

This text first appeared on The Texas Tribune.

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