As the price of residing in San Antonio fluctuates, a financially secure earnings is getting tougher to return by. A just-released examine has revealed that San Antonians must make $1,600 greater than they did final 12 months to make residing comfy in 2025.
Residents in San Antonio have the sixth most inexpensive wage necessities nationwide as a way to preserve monetary stability in 2025, in accordance with SmartAsset’s annual examine. Their consultants collected knowledge from MIT’s Dwelling Wage Calculator to find out the price of residing for a childless particular person within the 100 largest American metro areas.
Single adults in San Antonio would wish to make $86,694 a 12 months to reside a snug life in 2025, or $1,622 greater than final 12 months’s wage necessities.
That is an enormous leap from SmartAsset’s 2023 report, when single San Antonians solely wanted to make $59,270 post-tax to reside a financially secure life.
For a household of two working adults and two kids, the mixed earnings essential to reside comfortably in San Antonio is $199,181 a 12 months. For extra context, the median family earnings in San Antonio was $62,322 in 2023.
Breaking down the price of residing in San AntonioSmartAsset additionally used the 50/30/20 budgeting technique to determine what a “comfy way of life” meant for the aim of their examine: 50 % of their earnings goes to an individual’s wants/residing bills, 30 % to an individual’s needs, and 20 % for his or her financial savings or paying down debt.
Meaning a childless San Antonio particular person would wish to spend $43,347 of their wage on their residing bills, $26,008 for discretionary bills, and put about $17,339 towards their financial savings or debt funds.
Households of 4 must spend about $99,591 on residing bills, $59,754 on leisure or hobbies, and $39,836 towards financial savings or paying down debt as a way to reside comfortably in San Antonio, based mostly on the examine’s findings.
“Most households goal to keep up a cushion between the mandatory spending for day-to-day requirements – like housing, meals, utilities and childcare – whereas additionally having fun with life within the second and saving for the longer term,” the report’s creator wrote. “This implies protecting room within the price range for the occasional trip or splurge, in addition to financial savings for long-term targets like retirement or a baby’s school schooling.”
The highest 10 U.S. cities with essentially the most inexpensive salaries wanted to reside comfortably in 2025 are:
No. 1 – Indianapolis, IndianaNo. 2 – Oklahoma Metropolis, OklahomaNo. 3 – Tulsa, OklahomaNo. 4 – New Orleans, LouisianaNo. 5 – Albuquerque, New MexicoNo. 6 – San Antonio, TexasNo. 7 – Winston-Salem, North Carolina and Tuscon, Arizona (tied)No. 9 – Spokane, WashingtonNo. 10 – Baltimore, Maryland
