Even when San Antonio would not really feel low cost, a six-figure wage goes a bit additional than it used to, based on a just-released revenue research by fintech firm SmartAsset.
An annual $100,000 wage in San Antonio is price $86,084 after taxes and when adjusted for the town’s value of residing, the report revealed. That is about $450 greater than what six-figure-earning San Antonians have been bringing dwelling final 12 months, based on a chart with each years’ information. (A separate research reveals an enormous discrepancy: SmartAsset’s 2025 estimate is $8,000 greater than what GoBankingRates estimated in a separate 2024 report.)
In SmartAsset’s rankings of U.S. cities the place $100,000 is price probably the most, San Antonio ranked seventh.
Manhattan, New York is the No. 1 place the place a six-figure wage is well worth the least, the place a New Yorker’s take-home pay is barely price $30,362 after taxes and adjusted for the price of residing.
The report warns a six-figure wage could appear snug at first, however it might not stretch as far relying on the place a person lives, any relevant tax obligations, and the speed of inflation.
“Incomes $100,000 locations a person tax filer on the higher restrict of the 22 % federal tax bracket,” the report’s creator wrote. “However taxes aren’t the one issue. The price of residing varies extensively throughout the nation, affecting how a lot buying energy stays after crucial bills.”
Different U.S. cities the place a $100,000 wage goes the furthestThe U.S. metropolis the place a six-figure wage goes the furthest is Oklahoma Metropolis, the place residents come away with $89,989 in spite of everything bills.
Nevertheless, Texas cities dominated the highest 10 listing of U.S. cities the place a $100,000 is price probably the most. Texas would not impose state or native revenue taxes, which seemingly boosted its statewide six-figure wage worth.
Six-figure earners residing in El Paso see the best quantity in take-home pay statewide, based on SmartAsset, with residents making $89,114 yearly after taxes and bills in 2025. That is $274 greater than 2024’s take-home pay.
The three different Texas cities the place a $100,000 wage goes the furthest after taxes and bills are:
No. 3 – Corpus Christi ($88,015)No. 6 – Lubbock ($86,846)No. 9 – Houston ($83,343)
Regardless of Texas cities dominating the highest 10, six-figure salaries do not stretch very far in Dallas-Fort Value. An annual $100,000 wage in Dallas is price solely $77,197 after taxes and bills, which is about $900 lower than what six-figure-earning Dallasites introduced dwelling in 2024.
North Texans residing in Plano are taking dwelling even much less: The research says a Plano resident’s six-figure wage is barely price $71,372 in 2025.
Within the report’s rankings of U.S. cities the place $100,000 is well worth the least, Plano ranked at No. 26, whereas Dallas ranked thirty eighth.
SmartAsset used its paycheck calculator to use federal, state and native taxes to an annual wage of $100,000 in 69 of the biggest American cities, which was then adjusted for the native value of residing (which included common prices for housing, groceries, utilities, transportation, and miscellaneous items and providers).
